How to Make A Wedding Budget & Stick To It!

 

The scariest part about getting married for me is paying for it. Long gone are the days where the bride’s parents pay for the whole sha-bang! It’s just not realistic with today’s world and can put a huge strain on the wedding process. Many couples are opting to wait 2- 3 years before having the wedding of their dreams.

When the time came to have a conversation with my fiance regarding wedding money, I did not really know how to go about it. I’ve always been a bridesmaid so I never paid attention to the actual wedding costs. The two of us were completely clueless on how we were going to come up with a budget. After some research and a little bit of trial and error we had a game plan. Here are some ways that can help with figuring out how to make your budget and keep it going.

Making the Budget:

  • Talk to your family about possible contributions. Whether you believe they would be willing or able to help or not; ASK anyway. You never know what they are happy to contribute towards (ie: limo, flowers or even the wedding gown).
  • $ave! $ave! $ave! Sit down with your fiancé and discuss how much each of you are comfortable with putting aside every pay check. Add up the numbers all the way until the wedding day as well as any family contributions. There is your budget. Family Contributions + Bi-weekly or weekly Savings= Budget. This will also help you from feeling like you won’t ever be able to do activities or hang out with your friends again. You may need to cut back but overall you can still have a life!
  • Save your credit cards for last-minute expenses like the rehearsal dinner and wedding gifts that can be repaid after your wedding if needed.

How to Stick to your Budget:

  • Open a savings account separate from your personal savings. I use an online savings account that way I am not tempted to withdrawal money. When I do need to make payments to my vendors,  I can just link it with my personal checking and make deposits and withdrawals. The process will take about 3 days so schedule ahead.
  • Know your limits! Having a budget ahead of time before going vendor shopping is key. You will then know whether or not you can afford a particular vendor. It will also keep you on your toes and away from the add-on station like an Ice cream bar or up-lighting if you know it’s not in the budget. Going in blindsided will only cause you more stress trying to find ways to come up with the cash later on.
  • Organize your vendor due dates with a calendar or a wedding app. I write down every vendor deposit and balance owed with the date attached to ensure that I will not be late and/or  have saved enough money beforehand. If you know that your florist doesn’t need to be paid until the day of the wedding but your photographer needs to be paid in full 2 weeks before, make sure you are saving enough to cover the cost of your photographer before your florist.
  • Make sure all purchases are made with your wedding money. This will keep you from making impulse purchases on your credit cards.

These are the ways I found really helped my fiance and I. I hope that some of these tips will help guide you toward your wedding process no matter what budget you are working with.

Do any of you know any other tips or tricks to sticking with a wedding budget? Let me know in the comments below.

Until next time…

xoxo

Photo credit: google

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Vendor Feature: Ily Grantham Photography!

Hello my friends! Today, I am sharing with you a very talented portrait and wedding photographer, Ily Grantham, from the beautiful sunsets of Phoenix, Arizona. Ily randomly emailed me with some very kind words about the blog. I’m so happy that she did because I’ve really enjoyed getting to know her through her words and gorgeous photos!

Ily has been shooting professionally in Phoenix for the last 3 years and has been doing weddings for the past 2 years. As a self-taught photographer, Ily, has dedicated hours of practice and sleepless nights of researching.


Ily describes herself as passionate. “I’m a passionate person and I love what I do, what I see, what I photograph… The words you would hear more often from me are I love this, I love that… I’m a “I love” person.”

Also described as a “Nikon girl” Ily’s photographic style is romantic, modern, artistic and fun. Her inspirations come from her clients, brides, her children and families. Ily indicates that she loves getting to know her clients as much as possible which helps her really show their personalities within her photos.



One of my favorite things about weddings are the themes. Destination weddings will always be my number one which is why I was excited to see Ily’s dream wedding destination spot: “I would love to shoot a wedding in Ireland! But to be honest any part of Europe will be a dream, but Ireland is my #1.”

Ily’s favorite part about being a wedding photographer is after the ceremony. She explains “when is just me, the bride and the groom, I always say to my brides… we did it… now you can relax and enjoy! I like to let them know that I’m there for them.”

I’ve always admired wedding photographers and the tough job they have before them. You most definitely need the talent and patience to excel in this business. Ily tells me that being a wedding photographer is very changing. It makes her think faster forcing her to learn and know her camera. During a wedding, Ily has to work fast to capture moments, “I have to run from point A to point B in just seconds, I have to capture ceremony details and portraits all within a tight timeframe and with limited control. Wedding photography is making me a better photographer for sure.”

Lastly, I’ve asked Ily to give some advice for my bride and groom readers: “Hire the perfect photographer for you! Take the time to get to know her/him, there are so many photographers out there but not all of them are the perfect fit for you, so take your time and get someone you will click with, the one you will trust, your photographer will be the person you spend the most time with on your wedding day.”

Ily is currently setting goals for more weddings! She is looking to travel more and keep growing as a photographer. Her other goal is to shoot more weddings outside of Arizona so if you are interested in Ily Grantham Photography visit her at:


http://www.ilygrantham.com
http://www.facebook.com/ilygranthamphotography

We want to thank Ily for having her work on our blog today and we wish you a very successful and bright future!
Xoxo

Photo credit: Ily Grantham Photography

Vendor Feature: Makeup Artist & Beauty Blogger, Kelly M.

Our first Makeup Artist to add to our vendor list is Kelly M!!! Kelly & I met at a photo shoot with my partner Lenz Life Photography. I watched her create a mermaid look for the model. I remember Kelly saying it was her first time creating a look like that and she was just freelancing it! The final result is absolutely stunning. Kelly is super talented and we are really excited to showcase her work here on the blog.

Kelly is a self taught makeup artist, with the exception of a few courses in color theory and bridal makeup, and has been professionally doing makeup for about 3 years. She is located in Glen Clove, New York and will travel to her client anywhere from Long Island to New Jersey.

I asked Kelly what made her want to be a makeup artist and she stated that she has always been an artistic person. Her passion for makeup began as just another artistic outlet, “eventually, I realized I wanted to make it a second career.”

Every makeup artist has their favorite makeup look; Kelly’s is a neutral smokey eye with a winged liner. She indicates “it can be rocked from day to night with just a lipstick change!” Her specialty; however, is bridal makeup, airbrushing and false lashes which you all know here on Okskinny we absolutely love! 🙂


For all you beauty fanatics, Kelly’s go to beauty tip: “Skincare! Beautiful makeup application begins with radiant skin. You should be cleansing and moisturizing day and night!”


Thank you Kelly M. for sharing your artistry and beauty tips here on the blog. Kelly also has a beauty blog and Youtube channel of her own, so don’t forget to check her out and follow her for more tips and tutorials! If you have any questions or inquiries you can email her at kellymbeauty@gmail.com.


Blog: http://www.kellymbeauty.com
YouTube: http://www.youtube.com/kellicakke
Instagram & Twitter @kellicakke

Xoxoxo

Photo Credit: Kelly M. & Lenz Life Photography

Question Of The Day!

Does the wedding have to be paid in full before the walk down the isle?

More then likely your venue will have you pay your full balance before the day of your wedding.p, as well as, your florist & DJ since they are providing you with a service you will use on the spot.

Other vendors who may need to provide you with an edited service more than likely will ask for your balance after you’ve viewed their work such as photographers & videographers.

Always always read your contract with all vendors & ask questions. It also never hurts to negotiate with all your vendor to ensure you get exactly what you pay for and want for your special day!!